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One of the keys to being financially successful is understanding when loans are agood solution for your situation..A loan is when you receive money from a friend, bank or financial institution in exchange for future repayment of the principal, plus interest.
If you have never received a loan to purchase something, you are certainly in the minority! Loans can be a great thing, but they can also get you into trouble.. Loans are never a good idea if you can't afford to pay them back in the required time frame. Let's explore what a loan is and find out some of the common ways to borrow money.

The principal is the amount you borrowed, and the interest is the amount charged for receiving the loan. Since lenders are taking a risk that you may not repay the loan, they have to offset that risk by charging a fee - known as interest. 
Loans typically are secured or unsecured. A secured loan involves pledging an asset (such as a car, boat or house) as collateral for the loan. If the borrower defaults, or doesn't pay back the loan, the lender takes possession of the asset. An unsecured loan option is preferred, but not as common. If the borrower doesn't pay back the unsecured loan, the lender doesn't have the right to take anything in return.
 

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Future Generali India Insurance (FGII) Company Limited is a private general insurance company in India. The company is a joint venture between the Future Group and Assicurazioni Generali. It commenced business in September 2007 and achieved break-even in its year of operation. It received an ISO 9001:2008 certification in 2013 and ISO 27001:2013 Certification in 2014. The company has tie ups with many banks including UCO Bank,Bank of Maharashtra Laxmi Vilas Bank and Nainital Bank. The company’s portfolio comprises insurance products categorised within Personal, Commercial & Social/Rural Insurance.

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United India Insurance Company is a leading general insurance company, wholly owned by the Government of India and is headquartered in Chennai,India. It was incorporated on 18 February 1938, and nationalized in 1972.
Previously it was a subsidiary of the General Insurance Corporation of India (GIC). But when GIC became a re-insurance company as per the IRDA Act 1999, its four primary insurance subsidiaries New India Assurance, United India Insurance, Oriental Insurance and National Insurance got autonomy,with effect from March 21, 2003.

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What is a Loan? 

One of the keys to being financially successful is understanding when loans are a good solution for your situation..A loan is when you receive money from a friend, bank or financial institution in exchange for future repayment of the principal, plus interest.
If you have never received a loan to purchase something, you are certainly in the minority! Loans can be a great thing, but they can also get you into trouble.. Loans are never a good idea if you can't afford to pay them back in the required time frame. Let's explore what a loan is and find out some of the common ways to borrow money.

 
TOTAL FINANCIAL SOLUTION FOR LOAN SEEKERS
Get an instant loan for all. Home / Mortgage / Personal / Business / SME / MSME / Loans. We offer mangement services  of GST / Income Tax / Project / Registrations etc.

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